All articles
Bilt Card 2.0 Pre-order Opens January 14
Dec 26, 2025
Next year, we’re launching three new Bilt Cards with our richest rewards ever—designed to give you the flexibility to choose which card best suits your neighborhood and lifestyle.
On January 14th, 2026, we’ll reveal the new card value propositions and open pre-order, giving you the ability to select one of the three cards you’d like to seamlessly upgrade to. We know you’ve had questions, and we look forward to bringing clarity on how your move to Bilt Card 2.0 works—end to end.
Seamlessly upgrade to your new Bilt Card 2.0
Once pre-order opens, you'll need to select your new card by January 30th to ensure a seamless upgrade, including:
Keeping your same card number — All your major subscriptions, autopay, and saved payment methods stay the same
Auto-updates to your digital wallets — Apple Pay and Google Pay automatically refresh with your new Bilt Card details
Upgrade with no hard credit inquiry — Choose from three new cards with no impact to your credit report
Card arrival by February 6th — Your new Bilt Card 2.0 will be in hand by launch
Upon selecting your new card, Bilt will also give you the option to automatically:
Transfer your balance from your old Bilt Wells Fargo Mastercard to your new Bilt Card 2.0 shortly after February 6*
Close your old Wells Fargo account — we’ll work with Wells Fargo to seamlessly close your old account shortly after February 6
If you choose not to close the old account, it will remain open and be converted into a Wells Fargo Autograph® Card, which you’ll manage separately from your new Bilt Card 2.0.
What if you do not upgrade to Bilt Card 2.0?
If you choose not to upgrade to Bilt Card 2.0, your old Bilt Card will continue to work as usual through February 6, 2026, and will be deactivated on February 7 as part of this transition.
This has no impact on your points, status, or Bilt membership, which you retain with or without a Bilt Card.
If you do not upgrade to Bilt Card 2.0, you will receive a Wells Fargo Autograph® Card* to continue accessing and managing your Wells Fargo credit card account. You can keep this account open or close it at any time by contacting Wells Fargo.
*Card benefits, features, and offers are subject to eligibility and to the applicable card’s terms and conditions.
Questions? Call 1 (888) 904-3420
We look forward to sharing full details with you on January 14th.
