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A note from Ankur Jain - Your 2026 Bilt Cash Redemptions Are Here
Jan 21, 2026
The following is an email from Bilt Founder & CEO Ankur Jain to Bilt Members.
I’m excited to share the first set of Bilt Cash redemptions for 2026.
Over the years, Bilt has evolved into a membership that rewards you across your home and neighborhood. While we started with rewards on rent, your membership has grown into much more. We introduced Bilt Cash to give you the richest value and most flexibility on your everyday rewards: whether that’s on housing, at local restaurants, fitness studios, parking, rideshare, pharmacies, hotels, and more.
Bilt Cash is earned alongside Bilt Points, not in place of them. Every member automatically earns $50 in Bilt Cash for every 25,000 Bilt Points earned toward status. As always, you can earn points on housing and neighborhood spend in the Bilt ecosystem, whether you pay through a bank account, Venmo, debit card, credit card, or a Bilt Card.
Bilt Cash can be redeemed directly within the Bilt neighborhood network of partners, enabling us to deliver true dollar-for-dollar value - far richer and more tangible than points alone - so you can choose how and where that value matters most to you.
For the roughly 15% of members who use the Bilt co-brand card, there are even more ways to earn this flexible Bilt Cash. Cardholders receive annual Bilt Cash upon activation to get started, and can earn 4% back in Bilt Cash on everyday spend, in addition to points - delivering the richest total value in the market. If your priority remains purely housing rewards, you can still choose to earn your Bilt exclusive bonus rewards via tiered, spend-based points on rent and mortgage payments—up to 1.25x—in lieu of earning 4% back in Bilt Cash on everyday spend.¹.
Starting February 1 (unless otherwise noted), Bilt Cash can be redeemed for over $4,500 in valuable credits per year, including:
Dining and Groceries
$120 / year towards grocery or restaurant delivery (fulfilled via GrubHub)
Redeem toward restaurant and grocery delivery fulfilled by GrubHub; $10 credit each month; Available 3/1/26
$60 / year of credits for Bilt 15-minute home delivery
Redeem Bilt Cash toward Bilt’s ultra-fast Home Delivery orders on groceries, alcohol, and essentials, powered by Gopuff; $5 credit each month
$100 / year toward Gopuff FAM (Free delivery and discounted groceries)
Cover your Gopuff FAM membership for up to twelve months; up to $100 annually; redeemable for monthly or annual membership; Available 3/1/26
$300 / year of restaurant credit at select Bilt Dining partners
Use Bilt Cash toward meals at select Bilt partner restaurants via Mobile Dining Checkout; one visit per month up to $25; rollout expanding to thousands of restaurants nationwide throughout this year
$600 / year toward dining experience bookings
Redeem Bilt Cash to book exclusive Bilt dining experiences; up to $50 per month; Available 3/1/26
Cardholder Exclusive Bonus Points
Cardholder exclusive bonuses are available when card earning is set to 4% back in Bilt Cash on everyday spend.
Point accelerator on everyday spend²
Enable +1X bonus points on all everyday spend for the next $5,000 following activation; exclusively available to Obsidian and Palladium cardholders; Cost: $200 Bilt Cash; up to 5 activations annually; expires after $5,000 spend or calendar year-end
Obsidian earnings when enabled: 4X dining or grocery³, 3X travel, 2X everyday spend
Palladium earnings when enabled: 3X everyday spend
Unlock points on housing payments, up to 1X
Unlock points on monthly rent or mortgage payments with no transaction fees; every $30 Bilt Cash redeemed earns 1,000 points, up to 1X of your monthly rent or mortgage payment
Travel and Transportation
Up to $1,200 hotel credit / year
Use Bilt Cash in the Bilt Travel Portal; two-night minimum; up to $50/month for Blue & Silver members and $100/month for Gold & Platinum members
Unlock higher transfer bonuses
Use Bilt Cash to upgrade your Rent Day transfer bonus to the next status tier; Platinum members receive an additional boost; example: Gold member can upgrade from 75% to 100% for $75 Bilt Cash; pricing and availability subject to change
$120 Lyft rideshare credits / year
Redeem $10 per month toward Lyft rides
Up to $150 toward a Blacklane ride / year
Redeem for Blacklane rides; up to $50/year (Blue & Silver), up to $100/year (Gold), or up to $150/year (Platinum)
Up to $700 of BLADE credit / year
Redeem for BLADE airport flights; up to $350 per booking; up to 2 bookings per year; Available 3/1/26
Unlock Home Away From Home hotel benefits
Blue & Silver members can unlock luxury hotel booking benefits usually reserved only for Gold and Platinum members for $95 Bilt Cash; may include benefits such as room upgrades, ~$100 hotel credits, early check-in, late checkout, and more; Available 3/1/26
Up to $768 of Priority Pass extra guest credits / year
Palladium-only; cover up to two guest fees per month; $32 per guest; up to $64 statement credit per month
$60 toward parking / year
Redeem $5 per month at participating Bilt Neighborhood Parking locations; Available 3/1/26
Health and Wellness
$480 fitness class credit / year
Redeem toward one group fitness class per month in the Bilt app (including SoulCycle, Barry’s, and others); up to $40 per month
$120 Walgreens credit / year
Redeem $10 per month toward a Walgreens credit
Other
$600 toward comedy experience bookings per year
Redeem up to $50 per month for exclusive Bilt comedy experiences; Available 3/1/26
$120 Bilt Design Collection credit per year
Redeem up to $10 per month toward Bilt Design Collection purchases
This is just the beginning. As the Bilt ecosystem continues to grow, so will the value of your membership—and the ways you can use Bilt Cash where you live.
Ankur
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Bilt Cash FAQs can be found here.
Disclosures:
See Offer Terms for more details. Everyday spend does not include balance transfers, special transfers, cash advances, cash withdrawals, person-to-person payments, or fees or interest posted to your Card Account.
See Bilt Cash Terms for more details.
Grocery spend up to $25K/year
Terms apply. Subject to approval and eligibility. Bilt Cards are issued by Column N.A., Member FDIC, pursuant to license from Mastercard International Incorporated.
